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One card. Millions of cardholders. Your customer’s dream home, realized.

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The Synchrony HOME™ Credit Card program can be used for things for the home, to help your business reach its goals and help your customers fulfill their dreams.


Consumer financing can help your customers make their dream home happen.

From furnishings to home improvement, the Synchrony HOME program has your industry—and your customers—covered, including:

Join the program that’s designed for the home—
and for your business.

5 million cardholders have the buying power to take advantage of your promotional financing offers.2 Cardholders can make the home purchases they want, and you can access innovative financing solutions and so much more.

Chip-protected Synchrony HOME(TM) credit card.

As a Synchrony HOME partner, you can:

  • Get access to more than 5 million cardholders with $22 billion in available credit*
  • Offer your customers the Synchrony HOME Credit Card to use for their home-related purchases
  • Accept all Synchrony HOME cards without processing new applications
  • Plus, you have the opportunity to offer your customers promotional financing offers ranging from 12-60 months2
  • Benefit from Synchrony HOME marketing and special offers to help you drive sales
  • Market your special offers to Synchrony HOME cardholders in your area on the Synchrony HOME website

Designed for you and your customers.

See how the Synchrony HOME program brings together thousands of retailers to provide more opportunities to cardholders and your business.

The card for your home.

2% Cash Back on purchases under $299 paid as a statement credit. 1. 6 Months promotional financing on purchases of $299 or more. 2. 12-60 months promotional financing on qualifying purchases at thousands of participating Synchrony HOME(TM) locations.(2)

Succeed with Synchrony.

It’s simple.

  1. Fill out the
    form below.
  2. Our team will contact you within one business day.
  3. Together we’ll create a plan for your success.

Get started today.

Provide a few quick details and we’ll give you a call to discuss your consumer financing needs.

To speak to someone immediately, call us toll-free at 1-844-866-8014, Mon–Fri, 8 AM to 8 PM ET.

(Please have your Tax ID and banking information available.)

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*As of 6/30/20.

1Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 90 days after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.