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Powersports financing to help accelerate your business

Empower your customers to ride off today by offering convenient financing solutions. Help attract more customers, close more deals, and increase ticket sales with Synchrony Secured Installment loans and the Synchrony Outdoors credit card.

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Why partner with Synchrony?

Synchrony partners can offer customers financing on almost anything your dealership carries, including new and used powersport vehicles and units, service and maintenance plans, add-on equipment, accessories and more. We offer the training, tools, assets, and support to help you:

Gain customers

66%

of Synchrony customers said financing made their large purchase more affordableFootnote¹


Close the full sale

up to 155%

financing of MSRP for $0 down + up to 100% of bolt-on accessories, on approval of credit


Drive repeat purchases

70%

of Synchrony cardholders said they planned to use their card again in the futureFootnote¹

Financing options for what your dealership offers

Whether it’s purchasing a unit, paying for a repair, or buying gear, Synchrony has a financing solution for your customers with our powersports loan and credit card.

bike

Synchrony Secured Installment Loans

  • For new and used unit purchases, including off-road vehicles, boats and personal watercraft, and trailers
  • Financing options of up to 84 months for powersports and trailer units and 180 months for marine products
  • Dealers can receive a rebate up to 2% on loans over $5,000, based on product and amount financedFootnote
  • Flexible financing to customize the terms and help fit your customers’ budget
outdoors_cardart

Synchrony Outdoors Credit Card

  • For PG&A, service, repairs, F&I products, and even fuel
  • Customers receive 6, 12, or 18 months of no interest if paid in full promotional financing on qualifying purchases
  • Safe and secure with $0 fraud liability
  • No annual feeFootnote²
  • Able to be used over and over, in person and online, helping you to build loyal, repeat customers

How it works

We help to make growing your business easy, from providing simple training and marketing materials to our suite of sales and management tools in Business Center. Plus our top-notch customer support is there when you need it.

  • Fill out the form and an expert will be in touch with you to map out your business’s consumer financing plan.

  • Upon enrollment, access Business Center for sales and management tools, marketing assets, and Learning Center, which will provide you and any associates with all the training you need to start selling with Synchrony’s financing options.

  • Get simple and fast credit decisions for your customers in-store or online so you can close the deal quickly and confidently.

  • Be paid upfront and fast, within two business days.

  • Help keep your customers coming back with budget-friendly financing options.

Casually dressed male pointing to a tablet in his hand, while his female coworker next to him, at her workstation, smiles and looks at the tablet as well.

Succeed with Synchrony.

It’s simple.

  1. Fill out the
    form below.
  2. Our team will contact you within one business day.
  3. Together we’ll create a plan for your success.

Ready to level up your business? Get started today.

To learn more about enrolling your business to offer financing with Synchrony, call us toll-free at 1-844-866-8014.

Already enrolled with Synchrony? Sign in to Business Center or call 1-800-333-1082

Not a business owner? Call Consumer Help Desk at 1-866-893-7864.

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Ninth Annual Major Purchase Study, 2023 Go back

Rebate paid per loan, based on total amount financed. Dealer rebate is not paid on loans less than $5,000. Rebate will be automatically included in your dealership’s funding proceeds. Rebate will be recovered if loan is repaid or charged off within 180 days from the date the loan was funded. Go back

New Accounts as of 7/31/2025: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders should see their cardholder agreements for their applicable terms. Go back