We’re your


Like your business, there’s more to our story than consumer financing.

We’re a dedicated partner to more than


business locations* just like yours.

As the largest issuer of private label credit cards in the U.S., a partnership with Synchrony provides end-to-end solutions to help you simplify your business operations and achieve success.

Nice to meet you.

Put our industry expertise to work for you.

With more than 85 years of retail heritage, we’ve worked with national retailers and local small businesses, manufacturers and buying groups, industry associates and service providers across a wide variety of industries and markets. Today, our business continues to grow, evolve and innovate alongside the partners we serve.


3 person meeting collaboration
years of history,built one customer at a time


3 person meeting collaboration
in depositsin FDIC-insured** CDs, IRAs, money market accounts, and savings accounts


3 person meeting collaboration
business partner locations
More than


3 person meeting collaboration
in financed sales
More than


3 person meeting collaboration
active customer accounts
OVER3 person meeting collaboration


employeeseach one integral to our business

Access so much more than consumer financing.

Innovative financing solutions that help you close sales and cultivate long-term relationships are just the beginning.

  • Private label credit cards to help build brand recognition
  • Easy customer application process
  • Attractive promotions to help drive customer loyalty
  • Non-recourse^ transactions that meet industry standards and fast funding
  • Exclusive business resources, tools and technologies to help you grow your business
  • Fraud protection for peace of mind
Young lady hands yellow gift bag to customer

20 years

is the average length of relationship with retail card partners

We’re a partner you can count on.

Relationships matter. So do service, integrity and responsiveness. That’s why we are committed to delivering an exceptional level of care and support to both you and your customers. We help small businesses—with customers like yours—reach their goals.

Synchrony simplifies consumer financing for your business and customers.

“Without financing through Synchrony, I would not have been able to afford such a beautiful ring and start to our lives together.”

Reiner's Fine Jewelry Customer

“Customers that have the Midas credit card are more willing to buy the better product. And they're able to get that and really enjoy a quality, safe ride. So, it absolutely makes a difference for us.”

Steven Feig, Owner, Midas of Bradenton-Sarasota

“I purchased an embroidery machine with my Synchrony credit card and it has changed my life! Since I purchased my embroidery machine, I have been able to start my own business... thank you, Synchrony!”

Husqvarna Viking Customer

“Thank you, Synchrony, for making it possible to own and enjoy one of the world's best-sounding guitars!”

Encore Music Customer

Succeed with Us.

It’s simple.

  1. Fill out the
    form below.
  2. Our team will contact you within one business day.
  3. Together we’ll create a plan for your success.

Get started today.

Provide a few quick details and we’ll give you a call to discuss your consumer financing needs.

To speak to someone immediately, call us toll-free at 1-844-866-8014, Mon–Fri, 8 AM to 8 PM ET.

(Please have your Tax ID and banking information available.)

Woman sitting at desk talking on her cell phone.

* denotes required field.

There seems to have been a problem submitting your information.

If this problem persists, please contact us.

*Synchrony Program Data (12/2018).

**FDIC insurance up to $250,000 per depositor, per insured bank for each ownership category.

^Subject to the representations and warranties in the Agreement with Synchrony.