You offer furniture that fits their style, we offer tools that fit your business.

Synchrony’s consumer financing solutions are designed for you and your customers.

Ready to get started?


Already a partner?

Access Your Resources

Everyone has a unique style—whether they’re decorating a home or running a business. That’s why the Synchrony HOME™ Credit Card program offers options for everyone: promotional financing offers** for your customers to purchase the furniture and décor they love and pay over time, and business tools for you to simplify your success.


Help close more sales and increase ticket sizes with consumer financing.

The Synchrony HOME Credit Card offers a proven, flexible financing solution that can help you:

repeat business

Store front graphic icon790%

of Synchrony cardholders said they planned to use their card again in the future.1

Build customer 

Customer life cycle illustration icon730%

of Synchrony cardholders always seek promotional financing options when making a major purchase.1

Generate higher 
 ticket sales

A bar chart with a smaller gray column next to a gold taller column.

Synchrony cardholders reported spending compared to general big ticket shoppers.1

There’s no place like home for your customers, and no program like Synchrony HOME for your business.

The Synchrony HOME program gives you access to millions of cardholders nationwide with the buying power to take advantage of your promotional financing offers. Cardholders can make the home purchases they want, and you can access innovative financing solutions and so much more.

Family sitting on a  sectional in living room, engaging with tablet.

As a Synchrony HOME partner, you can:

  • Offer your customers the Synchrony HOME Credit Card to use for their home-related purchases
  • Accept all Synchrony HOME cards without processing new applications
  • Benefit from Synchrony HOME marketing and offers to help drive sales
  • Attract Synchrony HOME cardholders to your store through the Business Locator at
  • Market your own special offers to all cardholders in your area on the Synchrony HOME website

Especially for you:
Industry insights.

Another perk of joining the Synchrony HOME program is the support you’ll receive from our team, and insight you’ll gain about businesses like yours.

43% of cardholders wouldn't have made the purchase, or would've gone to another retailer, if financing wasn't available.1

Don’t let potential customers pass you by. Welcome them in with inviting financing solutions.

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Succeed with Us.

It’s simple.

  1. Fill out the
    form below.
  2. Our team will contact you within one business day.
  3. Together we’ll create a plan for your success.

Get started today.

Provide a few quick details and we’ll give you a call to discuss your consumer financing needs.

To speak to someone immediately, call us toll-free at 1-844-866-8014, Mon–Fri, 8 AM to 8 PM ET.

(Please have your Tax ID and banking information available.)

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If this problem persists, please contact us.

**Subject to credit approval. Minimum monthly payments required.
1Seventh Annual Major Purchase Study, Furniture 2019